Discover How to Sell Your House with a Tax Lien Like a Pro!

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Written By kevin

A financial strategist with a knack for demystifying taxes and insurance, Kevin distills complex concepts into actionable advice.

What is a Tax Lien?

A tax lien is a legal claim by the government against your property due to unpaid taxes. This can be at the federal, state, or local level. When you have a tax lien, if you sell or refinance your home, the government is paid first for the owed taxes, before other creditors.

Why Consider Selling Your Property With A Tax Lien?

  • Avoiding Foreclosure: Selling can prevent the property from being seized.
  • Paying Off Debts: The sale can help clear outstanding dues.
  • Personal Reasons: Such as relocating for a job or family.

Tips For Selling A House With A Tax Lien

  1. Pay Off The Balance Due: Ideally, clear the liens before selling.
  2. Consult An Expert: Seek advice from real estate attorneys experienced in such matters.
  3. Transparency Is Key: Be upfront about any liens and maintain clear communication.
  4. Price Accurately: Reflect the home’s condition and liens in the sale price.


Selling a house with a tax lien is manageable with the right approach and professional guidance. Transparency and proactive handling of the lien can lead to a smooth transaction.


  1. What is a tax lien’s impact on selling my house?
    • A tax lien complicates selling as buyers might be wary of inheriting the debt. You can still sell but need to arrange for lien settlement first.
  2. How to check for a tax lien on my house?
    • Contact your local county recorder’s office or use online public record tools. If you’ve been notified about unpaid taxes, a lien is likely.
  3. Can I negotiate with creditors when selling with a tax lien?
    • Yes, you can negotiate settlements with creditors. A short sale agreement can help settle debts if there’s insufficient equity in the home.

Note: Always consult a legal expert for tailored advice in real estate transactions involving tax liens, as every case varies.