Filing Taxes Without Your 1099-G? Here’s What You Need to Know

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Written By kevin

A financial strategist with a knack for demystifying taxes and insurance, Kevin distills complex concepts into actionable advice.

If you’re still waiting for your 1099-G to arrive in the mail, don’t fret. There are still ways to file your taxes without this crucial form. Here’s what you need to know:

What is a 1099-G?

A 1099-G is a tax form that details any state or local income tax refunds you received during the previous year. It also includes any unemployment compensation or other government payments you may have received.

Why Is It Crucial?

The data on your 1099-G is vital for accurately reporting and calculating your taxable income. Moreover, if you paid state or local taxes last year, you might be able to deduct them on your federal tax return, which necessitates information from this form.

What Should You Do If You Haven’t Received Your Copy Yet?

If your copy hasn’t arrived yet, don’t worry — there are several steps you can take to get the information needed for filing taxes:

Contact Your State Tax Agency

If your refund came from state or local taxes, reach out to the relevant agency that issued it. They will have a record of how much was refunded and can provide a duplicate copy of the lost or delayed original.

Contact Unemployment Office

If unemployment insurance benefits are included in Box 1 of Form 1099-G, contact the office that released those benefits directly.

File an Extension

You can request an extension through IRS Form-4868 by April 15th and will receive more time until October 15th to prepare and submit documents properly.

Final Thoughts

It’s best not to wait until the eleventh hour, so ensure all required documents come in early and always plan for potential setbacks like missing some forms. These recommendations should help most taxpayers obtain their necessary documentation for timely submission. However, if questions persist, remember to consult a taxation professional.


What should I do if I didn’t receive my 1099-G?

If you did not receive your 1099-G form in the mail or online, you can request a copy from the government agency that issued it to you. For example, if you received unemployment benefits, contact your state’s unemployment insurance agency for assistance. Alternatively, you can also use Form 4852: Substitute for Form W-2, Wage and Tax Statement or Form 1099-R.

Can I still file my taxes without a 1099-G?

Yes. If you don’t have your 1099-G form on hand when filing your tax return, don’t panic! You can still report your income and claim any tax deductions or credits based on other records of payments received from the government agency that issued the benefit using Form 4852 as a substitute.

Will I get in trouble with the IRS for not having my 1099-G before filing my taxes?

It is always best practice to have all necessary documents available when preparing and filing taxes; however, if there is a delay in receiving one document such as a missing or lost copy of your 1099-G form, it won’t trigger an audit by itself. It’s important to be proactive about obtaining this information so that filed returns are accurate and complete, but there may be no serious repercussions unless other factors cause concern once review takes place during processing at the IRS.